Future-proof your tax-free HSA wealth.
Pay out-of-pocket now, let your HSA stay invested, and reimburse yourself years later—completely tax-free. My HSATracker keeps every receipt, rule, and reimbursement ready for when you are.
Total unreimbursed expenses
$18,420
+$612 added this month
HSA growth vs. receipts
Specialist Visit
Jan 8 • Eligible medical
$220.00
Tracked
Prescription
Jan 4 • Pharmacy
$46.83
Tracked
Lab Work
Dec 29 • Diagnostic
$187.50
Receipt pending
When you’re ready, reimburse yourself once—or in batches—and keep the rest invested.
Designed for the triple tax advantage
My HSATracker keeps the “paperwork” flawless so you can focus on growing your account—not babysitting receipts.
Step-by-step: Capture → Track → Reimburse.
Step 1
Capture every eligible expense
Snap a photo, upload a PDF, or forward an email receipt. We extract date, vendor, and amount automatically.
Step 2
Let your HSA keep compounding
Your dashboard shows a live “reimbursable” total so you know exactly how much you can pull out tax-free at any time.
Step 3
Reimburse when it actually matters
Generate an IRS-ready packet, reimburse yourself from your HSA, and treat it like a tax-free paycheck from your past self.
Everything you need to stay audit-ready
Built for people who don’t want to live in spreadsheets—but still want their documentation airtight.
Capture
Fast, structured receipt intake
One place for receipts, EoBs, and invoices—automatically tagged and searchable by provider, category, or year.
Organize
Clean, filterable log
See what’s reimbursed and what isn’t, so you never double-count or miss an opportunity.
Reimburse
IRS-ready exports
Generate a clean audit trail: receipts, totals, categories, and date ranges all packaged for your records.
Simple pricing for serious HSA users
Start free, see the value, and only upgrade if My HSATracker becomes part of your long-term wealth strategy.
Starter
Get the habit started with basic tracking.
$1.99
per month
- • Up to 10 receipts per month
- • Basic Dashboard & Reporting
- • Limited filesize for receipts (500 MB)
Pro
For people actively growing an HSA as a stealth retirement account.
$5
per month, billed annually
- • Unlimited receipt storage
- • OCR extraction for receipts
- • Advanced filters & search
- • IRS-ready PDF export
Family
For families juggling multiple HSAs and dependents.
$10
per month
- • Everything in Pro
- • Up to 5 family profiles
- • Shared document vault
- • Priority email support
Ready to turn receipts into future tax-free cash?
Join the early access list and be the first to try My HSATracker when we open the doors.
Questions, answered.
Is My HSATracker an HSA provider?
No. We don’t hold or move your money. We help you document and organize eligible expenses so you can confidently reimburse yourself from whichever HSA provider you use.
Do I have to connect my bank?
No connection is required to get value. You can start by simply logging receipts and reimbursements. Integrations may be added later for those who want them.
Is this IRS compliant?
We’re not tax advisors, but we design My HSATracker around the record-keeping standards the IRS expects: clear documentation of amount, date, and eligible medical purpose.